Cosmetic Surgery Finance Options London | 0% APR | Centre for Surgery
Paying for cosmetic surgery is a significant financial decision, and at Centre for Surgery we want to make it as straightforward and stress-free as possible. We offer flexible cosmetic surgery finance through our approved partner Chrysalis Finance, one of the UK’s leading medical finance providers, allowing you to spread the cost of your procedure with 0% APR over a term that suits you — with no early repayment penalty.
Whether you are considering rhinoplasty, breast augmentation, a tummy tuck, Brazilian Butt Lift (BBL), eyelid surgery, facelift, or any other procedure, cosmetic surgery finance can help you access the treatment you want now and spread the cost over time.
RELATED: Cosmetic Surgery Costs, Prices and Fees in the UK
To find out more about finance options or to get a quote, call us today on or complete the contact form below.
How to Finance Cosmetic Surgery at Centre for Surgery
We are an approved Chrysalis Finance partner. Finance offered by Chrysalis Finance can work well for many patients because there is no requirement for collateral and no early repayment penalty if you complete payment before the end of your term. You can also decide whether to finance the entire procedure or only part of it. Cosmetic surgery finance provides a higher level of flexibility for many patients that can be immensely useful.
Representative Example: Borrowing £5,000 over 24 months at 0% APR (fixed). Monthly repayment of £208.33. Total amount repayable £5,000. Representative 0% APR. Credit is subject to status. Terms and conditions apply.
Paying for Cosmetic Surgery — Your Options
The total cost of a cosmetic surgery procedure at Centre for Surgery includes the facility fee, anaesthesia fee, surgical fee, and all postoperative follow-up visits. We accept Visa, MasterCard, and American Express. Many patients find payment by credit card a convenient option, allowing them to spread payments according to their own credit card terms.
For patients where credit card payment is not ideal — for example, where credit limits are insufficient or interest rates are high — a dedicated cosmetic surgery finance plan through Chrysalis Finance is often a better solution. The key advantages of our finance plan over a standard credit card are the 0% APR rate, structured repayment terms, and no penalty for early repayment.
RELATED: From Enquiry to Consultation — What to Expect
Finance for Specific Procedures
Our cosmetic surgery finance is available for the full range of procedures we offer. Popular procedures our patients commonly finance include:
Exact pricing is confirmed at your in-person consultation. A bespoke finance quote will be provided based on the specific procedure cost and your preferred repayment term. You can read more about our pricing on our cosmetic surgery costs page.
Cosmetic Surgery Finance — Frequently Asked Questions
You will need to complete a simple online credit application. The information is transmitted to the lender immediately, and a reply is usually received in return. There is no cost to apply or seek approval. Approval times are typically very quick — in many cases, patients have applied during their consultation and have had their finance approved before leaving the clinic. Chrysalis Finance pays us directly.
You can borrow between £1,000 and £25,000, Masseter (Jawline) Botox subject to status. You must be over 18 to apply and have lived in the UK for at least three years.
You can choose between different terms depending on what works best for you, ranging from 12 months to 60 months. There is no penalty if you complete repayment before the end of your term.
Chrysalis Finance carries out a credit assessment as part of the application process. Finance is subject to status. If you do not have a sufficiently long credit history in the UK, you may be able to apply with a guarantor. Applying does not affect your credit score at the initial enquiry stage — a soft search is conducted first.
A deposit towards your procedure may be required at the time of booking. Your patient coordinator will confirm the deposit amount applicable to your treatment when you book your surgery date.
This will depend on the amount you borrow and the term you choose. Our staff will show you, completely without obligation, the monthly repayments for your particular treatment.
The monthly payments are collected by Direct Debit, starting one month after you sign the credit agreement, and are subject to the usual guarantee from your bank.
Immediately — as soon as the credit agreement has been signed.
There is a statutory cooling-off period of 14 days after signing the agreement, during which you can cancel the credit agreement at no cost to you. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.
Yes — you can choose to finance the entire cost or only part of it, using a combination of savings, card payment, and finance. Your patient coordinator can help you structure this.
The finance is arranged through Chrysalis Finance Ltd., a company authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking under Firm Reference Number . Chrysalis Finance can assist you over the phone or online if you have any questions. You can also speak to one of our patient care coordinators to learn more.
What Happens at Your Consultation?
Your cosmetic surgery consultation at our Baker Street clinic is the ideal time to discuss finance. Your patient coordinator will go through the total cost of your chosen procedure and walk you through the available finance options. Most patients leave their consultation having already received a finance decision.
Before your consultation, you may wish to review our patient journey to understand the full process from initial enquiry to surgery and aftercare. You can also visit our FAQs page for answers to common questions about cosmetic surgery at Centre for Surgery.
Representative information: M Sarwar Limited trading as Centre For Surgery (Baker Street) is an Introducer Appointed Representative of Chrysalis Finance Limited, which is authorised and regulated by the Financial Conduct Authority. M Sarwar Limited is a credit broker, not a lender. Finance is subject to status. Terms and conditions apply. Representative 0% APR example: borrowing £5,000 over 24 months, monthly repayment £208.33, total repayable £5,000. Your actual rate and repayments may differ. Written quotations are available on request from Chrysalis Finance.
Call or fill in the form below. A patient coordinator will call you within one working day to book your consultation with the consultant best matched to your enquiry.
—Please choose an option—Rhinoplasty (nose surgery)Blepharoplasty (eyelid surgery)Facelift / Neck liftOtoplasty (ear surgery)Breast augmentationBreast liftBreast reductionLiposuctionTummy tuckBrazilian Butt Lift (BBL)Mummy makeoverLabiaplasty / Cosmetic gynaecologyGynaecomastia (male breast reduction)FTM / MTF top surgerySkin lesion / mole removalMorpheus8 / Fotona / non-surgicalRevision surgery (any previous procedure)Other / not sure yet
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Centre for Surgery is a CQC-regulated private hospital on London’s Baker Street, delivering plastic and cosmetic surgery through GMC-registered specialist surgeons. Our expertise spans facial procedures including rhinoplasty and facelift surgery, breast surgery, gynaecomastia surgery for men, and body contouring procedures such as liposuction and tummy tuck surgery. Patient safety, surgical excellence and natural-looking results sit at the heart of everything we do.
Centre for Surgery is a CQC-regulated private hospital on London’s iconic Baker Street, offering plastic and cosmetic surgery led by GMC-registered consultant surgeons.
95-97 Baker Street
Marylebone
London
W1U 6RN
Mon – Sat, 9am – 6pm
Saturday consultations available